Starting a business in Nigeria can be an exciting and challenging endeavor. With a capital of just 100,000 Naira, there are several viable business options that you can consider.

In this article, we will explore thirteen different business to start with 100k in Nigeria,


providing you with valuable insights and opportunities to kickstart your entrepreneurial journey.

Business to Start with 100k in Nigeria

Starting a business with limited funds requires careful planning and a strategic approach.

With 100,000 Naira, you can explore various business ideas that have the potential to grow and generate profits.

The key is to choose a business that aligns with your interests, skills, and market demand.


1. Online Retail Business

With the rise of e-commerce, starting an online retail business can be a lucrative venture.

You can source products at wholesale prices and sell them through popular online platforms or create your own website.

Focus on a niche market and provide excellent customer service to stand out from the competition. This is one of the best business to start with 100k in Nigeria.

2. Food Delivery Service

The food delivery industry is booming in Nigeria. With 100,000 Naira, you can start a small-scale food delivery service.

Partner with local restaurants and offer delivery services to customers in your area. Invest in a reliable delivery system and market your service through social media platforms.

3. Freelance Writing and Content Creation

If you have a flair for writing, consider offering freelance writing and content creation services.

Many businesses and individuals require engaging and high-quality content for their websites, blogs, and social media platforms.


Build a portfolio of your work and market your services to potential clients.

4. Event Planning and Management

Event planning and management is a thriving industry in Nigeria. With your organizational skills and attention to detail, you can start your own event planning business.

Coordinate weddings, parties, corporate events, and other special occasions. Network with vendors and build a strong reputation in the industry.

5. Fashion Accessories Retail

Fashion accessories, such as jewelry, handbags, and sunglasses, are always in demand.

With your 100,000 Naira budget, you can source trendy accessories and start your own retail business.

Consider selling through online platforms, local boutiques, or even setting up a small kiosk.

6. Mobile Phone Accessories Business

As mobile phone usage continues to grow, so does the demand for accessories like phone cases, chargers, and screen protectors.


Start a mobile phone accessories business by sourcing products from wholesalers or manufacturers. Set up a physical store or sell online through e-commerce platforms.

7. Graphic Design Services

If you have design skills and creativity, offering graphic design services can be a profitable business venture.

Create visually appealing designs for logos, branding materials, websites, and social media content.

Market your services to businesses and entrepreneurs in need of professional design work.

8. Fitness and Wellness Coaching

As health and wellness gain importance, many individuals are seeking fitness and wellness coaching.

With your knowledge in fitness and wellness, you can offer personalized coaching services.

Conduct one-on-one sessions, group fitness classes, or even create online coaching programs.


9. Beauty and Personal Care Products

The beauty and personal care industry is thriving in Nigeria.

Start a business by selling beauty and personal care products, such as skincare items, makeup, and haircare products.

You can source products from local manufacturers or become a distributor for established brands.

10. Social Media Management

Businesses are increasingly recognizing the importance of social media in their marketing strategies.

If you have a good understanding of social media platforms and marketing techniques, offer social media management services.

Help businesses build their online presence, create engaging content, and manage their social media accounts.

11. Digital Marketing Agency

Digital marketing is a growing industry, and businesses are willing to invest in professionals who can help them reach their target audience online.


With your expertise in digital marketing, start your own agency. Offer services like search engine optimization (SEO), social media marketing, and content marketing.

12. Home Cleaning Services

In urban areas, busy individuals and families often seek assistance with home cleaning.

Start a home cleaning service by offering professional cleaning services. Hire a team of cleaners or work solo, depending on your budget and the demand in your area.

13. Tutoring and Coaching Services

If you have knowledge and expertise in a specific subject, consider offering tutoring or coaching services.

Help students with academic subjects or offer coaching in areas like music, art, or sports. Advertise your services in schools, local communities, and online platforms.

14. Pet Care Services

Pet owners are always in need of reliable and trustworthy pet care services.

Offer services like dog walking, pet sitting, grooming, or even starting a pet daycare. Build a network of satisfied customers and establish your reputation as a pet care professional.



Starting a business with 100,000 Naira in Nigeria is an attainable goal. The key is to choose a business idea that aligns with your skills, interests, and market demand. Consider the opportunities presented in this article and conduct further research to determine the feasibility of each idea.

With dedication, hard work, and effective marketing strategies, you can turn your small investment into a successful venture.


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Frequently Asked Questions About Business To Start With 100k In Nigeria

1. How much profit can I make from these businesses? The profit potential varies depending on the business idea, market demand, and your efforts.


Conduct market research and create a detailed business plan to estimate potential profits.

2. Do I need any specific qualifications or experience for these businesses? The requirements vary depending on the business.

Some businesses may require specific skills or qualifications, while others can be started with basic knowledge and learning along the way.

3. How can I market my business on a limited budget? Utilize social media platforms, word-of-mouth marketing, and online directories to promote your business.

Focus on building relationships and providing exceptional customer service to attract repeat customers.

4. Can I start these businesses part-time while still working a full-time job? Yes, many of these businesses can be started on a part-time basis.

However, be prepared to invest extra time and effort to balance both work commitments effectively.


5. Are there any legal requirements or licenses needed for these businesses? Some businesses may require specific licenses or permits. Research the legal requirements for your chosen business idea and comply with all necessary regulations.




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